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  <!-- Core Pages -->
  <url><loc>https://mgpq.com/</loc><changefreq>weekly</changefreq><priority>1.0</priority></url>
  <url><loc>https://mgpq.com/about</loc><changefreq>monthly</changefreq><priority>0.7</priority></url>
  <url><loc>https://mgpq.com/contact</loc><changefreq>monthly</changefreq><priority>0.7</priority></url>
  <url><loc>https://mgpq.com/testimonials</loc><changefreq>weekly</changefreq><priority>0.8</priority></url>
  <url><loc>https://mgpq.com/mortgage-calculator</loc><changefreq>monthly</changefreq><priority>0.7</priority></url>
  <url><loc>https://mgpq.com/service-areas</loc><changefreq>monthly</changefreq><priority>0.8</priority></url>

  <!-- Purchase Loan Pages -->
  <url><loc>https://mgpq.com/fha-loans-idaho</loc><changefreq>monthly</changefreq><priority>0.9</priority></url>
  <url><loc>https://mgpq.com/va-loans-idaho</loc><changefreq>monthly</changefreq><priority>0.9</priority></url>
  <url><loc>https://mgpq.com/conventional-loans-idaho</loc><changefreq>monthly</changefreq><priority>0.9</priority></url>
  <url><loc>https://mgpq.com/usda-loans-idaho</loc><changefreq>monthly</changefreq><priority>0.9</priority></url>
  <url><loc>https://mgpq.com/first-time-home-buyer-idaho</loc><changefreq>monthly</changefreq><priority>0.9</priority></url>
  <url><loc>https://mgpq.com/dscr-loans-idaho</loc><changefreq>monthly</changefreq><priority>0.8</priority></url>
  <url><loc>https://mgpq.com/bank-statement-loans-idaho</loc><changefreq>monthly</changefreq><priority>0.8</priority></url>
  <url><loc>https://mgpq.com/asset-based-loans-idaho</loc><changefreq>monthly</changefreq><priority>0.8</priority></url>
  <url><loc>https://mgpq.com/hoper-fha-energy-loans-idaho</loc><changefreq>monthly</changefreq><priority>0.7</priority></url>

  <!-- Refinance & Equity Pages -->
  <url><loc>https://mgpq.com/refinance-idaho</loc><changefreq>monthly</changefreq><priority>0.9</priority></url>
  <url><loc>https://mgpq.com/cash-out-refinance-idaho</loc><changefreq>monthly</changefreq><priority>0.8</priority></url>
  <url><loc>https://mgpq.com/va-irrrl-idaho</loc><changefreq>monthly</changefreq><priority>0.8</priority></url>
  <url><loc>https://mgpq.com/fha-streamline-idaho</loc><changefreq>monthly</changefreq><priority>0.8</priority></url>
  <url><loc>https://mgpq.com/heloc-idaho</loc><changefreq>monthly</changefreq><priority>0.8</priority></url>
  <url><loc>https://mgpq.com/home-equity-loan-idaho</loc><changefreq>monthly</changefreq><priority>0.8</priority></url>

  <!-- City Landing Pages -->
  <url><loc>https://mgpq.com/mortgage-boise-idaho</loc><changefreq>monthly</changefreq><priority>0.9</priority></url>
  <url><loc>https://mgpq.com/mortgage-meridian-idaho</loc><changefreq>monthly</changefreq><priority>0.9</priority></url>
  <url><loc>https://mgpq.com/mortgage-nampa-idaho</loc><changefreq>monthly</changefreq><priority>0.8</priority></url>
  <url><loc>https://mgpq.com/mortgage-caldwell-idaho</loc><changefreq>monthly</changefreq><priority>0.8</priority></url>
  <url><loc>https://mgpq.com/mortgage-coeur-dalene-idaho</loc><changefreq>monthly</changefreq><priority>0.8</priority></url>
  <url><loc>https://mgpq.com/mortgage-twin-falls-idaho</loc><changefreq>monthly</changefreq><priority>0.8</priority></url>
  <url><loc>https://mgpq.com/mortgage-idaho-falls-idaho</loc><changefreq>monthly</changefreq><priority>0.8</priority></url>
  <url><loc>https://mgpq.com/mortgage-pocatello-idaho</loc><changefreq>monthly</changefreq><priority>0.8</priority></url>
  <url><loc>https://mgpq.com/mortgage-eagle-idaho</loc><changefreq>monthly</changefreq><priority>0.8</priority></url>
  <url><loc>https://mgpq.com/mortgage-star-idaho</loc><changefreq>monthly</changefreq><priority>0.7</priority></url>

  <!-- Blog Index -->
  <url><loc>https://mgpq.com/blog</loc><changefreq>weekly</changefreq><priority>0.8</priority></url>

  <!-- Blog Posts -->
  <url>
    <loc>https://mgpq.com/blog/idaho-housing-market-meridian-2025</loc>
    <lastmod>2025-01-15</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://mgpq.com/blog/va-home-loans-boise-veterans-guide</loc>
    <lastmod>2025-01-20</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://mgpq.com/blog/idaho-usda-loans-eligible-areas-guide</loc>
    <lastmod>2025-02-01</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>

  <!-- Resources Hub & Guides -->
  <url><loc>https://mgpq.com/resources</loc><changefreq>monthly</changefreq><priority>0.8</priority></url>
  <url>
    <loc>https://mgpq.com/resources/first-time-homebuyer-checklist</loc>
    <lastmod>2026-05-20</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://mgpq.com/resources/understanding-interest-rates</loc>
    <lastmod>2026-05-20</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://mgpq.com/resources/preparing-for-closing</loc>
    <lastmod>2026-05-20</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>

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